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Reliant Gold Loan

We Value your emotions! - Gold has a central role in India's culture which goes way beyond its intrinsic value - a symbol of wealth, status, a fundamental part of many rituals and ofcourse considered as one of the safest investment. And we at RCIL knows how emotionally it is connected to your life. Therefore, we value your emotions highly and assure its safety when you are connected to RCIL

Quick Processing
Low interest rates
Different schemes
to choose from
Zero Processing fee
Minimum
foreclosure charges
...

Gold Loan Schemes

RCIL Endeavor
  • IR – 22%
  • Tenure – 365 days
  • LTV – 75%
  • Service charges - Rs. 20
  • Notice charges
    • Ordinary Notice - Rs. 25
    • Registered post - Rs. 50
    • Auction Notice - Rs. 125
  • Auction charges - Actuals or 0.5%
  • Stamp duty levied by State Governments (Karnataka) - Actuals where ever applicable
Interest Saver
  • IR – 6%
  • Tenure – 36 months
  • RPG – 1000
  • Service charges - Rs. 20
  • Notice charges
    • Ordinary Notice - Rs. 25
    • Registered post - Rs. 50
    • Auction Notice - Rs. 125
  • Auction charges - Actuals or 0.5%
  • Stamp duty levied by State Governments (Karnataka) - Actuals where ever applicable
Reliant Pride
  • IR – 14.99%
  • Tenure – 365 days
  • LTV – 75%
  • Service charges - Rs. 20
  • Notice charges
    • Ordinary Notice - Rs. 25
    • Registered post - Rs. 50
    • Auction Notice - Rs. 125
  • Auction charges - Actuals or 0.5%
  • Stamp duty levied by State Governments (Karnataka) - Actuals where ever applicable
Reliant Plus
  • IR – 18%
  • Tenure – 365 days
  • LTV – 75%
  • Service charges - Rs. 20
  • Notice charges
    • Ordinary Notice - Rs. 25
    • Registered post - Rs. 50
    • Auction Notice - Rs. 125
  • Auction charges - Actuals or 0.5%
  • Stamp duty levied by State Governments (Karnataka) - Actuals where ever applicable
Reliant Grabber
  • IR - 11.8%
  • Tenure – 365 days
  • RPG – 3000
  • Service charges - Rs. 20
  • Notice charges
    • Ordinary Notice - Rs. 25
    • Registered post - Rs. 50
    • Auction Notice - Rs. 125
  • Auction charges - Actuals or 0.5%
  • Stamp duty levied by State Governments (Karnataka) - Actuals where ever applicable
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FAQs

Frequently Asks Questions

  1. You must be a salaried employee/businessman/businesswoman/trader/farmer or self-employed professional.
  2. You should be between the age of 18 to 70 years.
  1. The minimum amount you can avail is Rs.10,000.
  1. You can avail of a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold. The gold loan is calculated based on the quality of the pledged gold and its market value in the domestic physical market. The market value of the gold is calculated by taking 30 days average gold rate of 22 karat gold.
  1. The lender evaluates your provided gold and gives the loan amount based on a certain predefined percentage of the total value of your gold based on the current market value. The lender charges interest on the loaned amount and keeps the gold safe. Once you have repaid the principal amount along with interest, you get back the gold from the lender.
  1. Yes, gold loan can be closed anytime subject to clearance of all dues, including interest, principal and any other applicable charges. After the loan is closed the gold mortgaged or pledged is returned to the customer.
  1. There are various payment options available for the gold loan repayment like through Physical Branches, Bank transfer or UPI apps.
  1. You need to present documents to confirm your identity and address
  1. We accept all kind of Gold ornaments except some, for more details you can contact either any of the branch or our Customer Care 07594051430.
  1. We in RCIL continuously reminds our customers for the timely payment, in case of any such cases the proceedings will be as per the signed Loan agreement.
  1. No. As per RBI regulations, we do not accept gold coins for pledging.

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